Solvere247 mark
Solvere247
Let’s Talk
LinkedIn

Compliance Officer

MLRO-as-a-Service

UAE rules require a qualified MLRO. We help you appoint, embed and run that role.

Talk to an MLRO expert →
  • MLRO appointment & onboarding
  • STR filing via goAML
  • Compliance oversight & sign-off
  • Board-level advisory support

MLRO-as-a-Service

MLRO-as-a-Service

We support UAE-regulated firms with experienced MLRO cover, from initial appointment and onboarding through ongoing oversight, regulatory reporting and board-level advisory.

01

MLRO Appointment and Onboarding

We act as or support your nominated MLRO, taking on regulatory responsibility for AML and CTF compliance. Our onboarding process covers your firm's risk profile, existing controls and reporting obligations.

  • Regulatory appointment documentation

    We handle regulatory authority notifications and all documentation required to formalise the MLRO role under CBUAE requirements.

  • Risk profile assessment

    A thorough review of your firm's exposure to money laundering and terrorist financing risk.

  • Controls gap analysis

    We identify weaknesses in your current AML and CTF controls and recommend immediate remediation.

02

Ongoing Compliance Oversight

Day-to-day compliance management, Suspicious Transaction Report (STR) decision-making, internal reporting and regulatory correspondence handled by an experienced MLRO.

  • Suspicious transaction report (STR) decisions

    Timely, documented STR decisions submitted to the UAE Financial Intelligence Unit (FIU) via goAML where required.

  • Internal compliance reporting

    Regular compliance reports to senior management and the board covering key risk indicators.

  • Staff escalation support

    A clear escalation path for staff to raise concerns, with prompt and documented decisions.

03

Regulatory Engagement and Advisory

We represent your firm in regulatory interactions and support you with strategic advice on evolving AML and CTF obligations and best practice.

  • Regulatory correspondence management

    We draft and manage regulatory correspondence, including responses to CBUAE, SCA and other supervisory requests.

  • Board-level advisory

    Regular briefings to the board on regulatory developments and compliance performance.

  • Annual MLRO report

    A comprehensive annual report on AML and CTF activity, risk trends and control effectiveness.

MLRO Engagement Process

Structured onboarding to ongoing compliance oversight for regulated financial businesses.

01

Scoping

We review your firm's regulatory status, business model and current AML and CTF arrangements.

02

Appointment

MLRO appointment formalised under CBUAE requirements and onboarding documentation completed.

03

Risk assessment

Business-wide Money Laundering and Terrorist Financing (ML/TF) risk assessment updated or produced from scratch.

04

Controls review

Existing policies, procedures and controls assessed against regulatory requirements.

05

Oversight

Ongoing STR decisions, internal reporting and staff escalation management.

06

Advisory

Board reporting, regulatory correspondence and continuous compliance improvement.

Frequently Asked Questions

MLRO questions answered

What you need to know about MLRO appointment, ongoing oversight and outsourced compliance.

Yes. Under Federal Law No. 20 of 2018 on AML and CFT, regulated entities must appoint a qualified MLRO for AML and CTF oversight. The CBUAE requires a formally appointed MLRO for financial institutions, and MLRO services in the UAE are a baseline expectation across SCA, ADGM and DIFC. Non-compliance carries significant regulatory penalties and supervisory action.
Day-to-day responsibilities include Suspicious Transaction Report (STR) decision-making and goAML submissions, oversight of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes, managing internal compliance escalations, board-level reporting, and liaising with CBUAE, SCA, ADGM or DIFC supervision on your behalf. You meet your obligations without the overhead of a full-time hire.
We can have an MLRO in place within days. For firms under regulatory pressure or facing an imminent supervisory deadline, we prioritise rapid onboarding and begin oversight from day one, with documentation completed in parallel.
Yes. We support you with deputy MLRO cover for planned absences, sudden departures and regulatory transitions. Continuity of oversight is a regulatory requirement, and a gap in MLRO coverage carries material compliance and reputational risk.
We work across the full UAE regulatory landscape: CBUAE, SCA, MOHRE, ADGM, DIFC and VARA for virtual asset businesses. Each regulator has distinct supervisory expectations and reporting obligations, and our approach reflects that nuance.
We review internal escalations, apply the required legal test, document the full decision trail, and submit via goAML to the UAE Financial Intelligence Unit (FIU) where required. All within statutory timelines, with a complete audit record that meets CBUAE inspection standards.

Have a compliance question, or need a trusted adviser?

If direct contact suits you better, you can reach us by email.

hi@solvere247.com

To discuss your AML or CTF needs faster, you can call us directly.

+971 52 591 3448

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.